Assets Value:  $600,000

two scenario example 3

Example 3

One child passed away before you with living children.

Assume you pass away without a written will. You have assets valued at $600,000.

Your spouse receives a total of $412,500. Your spouse receives the first $225,000 plus 1/2 of the remaining balance. [$600,000 - $225,000 = $375,000; $225,000 + $187,500 (1/2 the remaining balance of $375,000) = $412,500].

Your child and grandchild split the remaining balance of $187,500 by right of representation.

Your surviving child from your present marriage receives $93,750.

The remaining $93,750 is split between the two living grandchildren of your child who passed away before you by right of representation ($93,750 ÷ 2 = $46,875).

Your stepchild (your spouse's child) whom you have not adopted does not inherit.

Your spouse may also have a right to the elective sharethe homestead allowanceexempt property, and the family allowance which is protected from creditors.

If this is not the division you desire, then you need to write a will.

Montana State University Extension has additional information about estate planning. You may download and print out all MontGuides free at this site:  www.montana.edu/estateplanning/eppublications.html

To explore another family situation, follow this link...